:root{--bg:#fff;--ink:#17212b;--muted:#63707a;--line:#e1e6e9;--soft:#f5f7f8;--gold:#b99a51;--dark:#101820;--max:1160px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,Arial,Helvetica,sans-serif;line-height:1.65}a{color:inherit;text-underline-offset:4px}img{max-width:100%;height:auto}.wrap{width:min(var(--max),calc(100% - 44px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:20;background:#fff;padding:12px}.header{border-bottom:1px solid var(--line);background:#fff}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{text-decoration:none;font-weight:850;letter-spacing:.12em;font-size:1.04rem}.logo em{font-style:normal;color:var(--gold)}nav{display:flex;gap:21px;align-items:center;flex-wrap:wrap}nav a{text-decoration:none;font-size:.88rem;color:#35424d}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;background:var(--dark);color:#fff;padding:13px 18px;border:1px solid var(--dark);border-radius:3px;font-size:.91rem;font-weight:700}.btn:hover{opacity:.88}.btn.light{background:transparent;color:var(--ink);border-color:#b9c2c8}.eyebrow{text-transform:uppercase;font-size:.73rem;font-weight:800;letter-spacing:.17em;color:#8c743b}.hero{padding:76px 0 60px;background:linear-gradient(120deg,#f7f8f9 0%,#fff 67%)}.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:52px;align-items:center}.hero h1{font-size:clamp(2.55rem,4.5vw,4.3rem);line-height:1.06;letter-spacing:-.048em;margin:15px 0 22px;max-width:760px}.hero p{font-size:1.1rem;color:#4e5b65;max-width:670px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.hero-img{display:block;width:100%;aspect-ratio:1.08;object-fit:cover;border-radius:3px}.trust{border-block:1px solid var(--line);padding:23px 0}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.trust strong{display:block;font-size:.99rem}.trust span{color:var(--muted);font-size:.88rem}.trust strong:before{content:"";display:inline-block;width:7px;height:7px;background:var(--gold);margin:0 10px 2px 0;border-radius:50%}section{padding:75px 0}.soft{background:var(--soft)}.section-head{max-width:800px;margin-bottom:32px}.section-head h2{font-size:clamp(1.85rem,3.2vw,2.8rem);line-height:1.15;letter-spacing:-.035em;margin:10px 0 14px}.section-head p{font-size:1.04rem;color:var(--muted)}.intro-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:54px}.intro-grid h2{font-size:clamp(1.7rem,3vw,2.5rem);line-height:1.18;margin-top:8px}.intro-grid p{color:#4c5963}.plain-list{padding-left:19px}.plain-list li{margin:6px 0}.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.card{padding:27px;border:1px solid var(--line);background:#fff;border-radius:3px}.card .num{color:#8d753e;letter-spacing:.13em;font-size:.76rem;font-weight:800}.card h3{font-size:1.23rem;line-height:1.3;margin:10px 0}.card p{color:var(--muted);margin:0 0 14px}.card ul{padding-left:19px;color:#35424d}.card li{margin:5px 0}.text-link{font-weight:750;text-decoration-thickness:1px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.step{border-top:2px solid var(--gold);padding-top:17px}.step b{color:#8d753e;font-size:.78rem;letter-spacing:.1em}.step h3{margin:7px 0;font-size:1.14rem}.step p{margin:0;color:var(--muted)}.pills{display:flex;gap:10px;flex-wrap:wrap}.pill{border:1px solid var(--line);border-radius:30px;padding:8px 13px;background:#fff;font-size:.9rem}.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.article{padding:23px;border:1px solid var(--line);background:#fff}.article small{color:#8d753e;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.article h3{font-size:1.12rem;line-height:1.35}.article p{font-size:.94rem;color:var(--muted)}.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:19px 0}summary{font-weight:750;cursor:pointer}details p{max-width:900px;color:var(--muted)}.cta{background:var(--dark);color:#fff;padding:52px 0}.cta-grid{display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{font-size:clamp(1.7rem,3vw,2.5rem);line-height:1.18;margin:8px 0}.cta p{max-width:690px;color:#c8d0d5}.cta .btn{background:var(--gold);border-color:var(--gold);color:#101820}.footer{background:#0b1116;color:#dce2e6;padding:38px 0}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:30px}.footer p,.footer li{font-size:.89rem;color:#b9c3c9}.footer ul{padding:0;list-style:none}.footer li{margin:6px 0}.footer a{color:#e4eaed}.copyright{border-top:1px solid #303940;padding-top:17px;margin-top:25px;color:#aab4ba;font-size:.81rem}.crumbs{padding:20px 0 0;color:var(--muted);font-size:.87rem}.page-hero{background:var(--soft);padding:50px 0}.page-hero h1{font-size:clamp(2.25rem,4vw,3.7rem);line-height:1.08;letter-spacing:-.04em;max-width:900px;margin:12px 0}.page-hero p{max-width:780px;color:#4f5c65;font-size:1.08rem}.prose{max-width:850px}.prose h2{margin:34px 0 12px;line-height:1.2;font-size:1.6rem}.prose p,.prose li{color:#43515b}.prose li{margin:7px 0}.notice{background:var(--soft);border-left:3px solid var(--gold);padding:15px 18px;margin:28px 0}.related{display:flex;gap:12px;flex-wrap:wrap}.related a{border:1px solid var(--line);padding:10px 13px;text-decoration:none}.contact-box{border:1px solid var(--line);padding:25px;background:#fff}.contact-box p{color:var(--muted)}@media(max-width:820px){.nav{align-items:flex-start;flex-direction:column;padding:17px 0}nav{gap:13px}.hero{padding:48px 0}.hero-grid,.intro-grid{grid-template-columns:1fr;gap:28px}.hero-img{aspect-ratio:1.45}.trust-grid,.steps,.articles,.footer-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}section{padding:55px 0}.cta-grid{align-items:flex-start;flex-direction:column}.wrap{width:min(var(--max),calc(100% - 30px))}}